|Top tips for
So, you've got a pre-existing medical condition and want to travel or get health insurance. Join the club. Research shows that a significant portion of potential insurance applicants have some form of pre-existing medical conditions.
Insurers want your business and have to accommodate these conditions if they want to sell policies. Gone are the days when insurance is declined outright for diabetes.
Our tips for what you should look out for in potential policies are:
Read the terms and conditions for specific medical exclusions and check to see that your condition is not explicitly excluded
Check if there is a time limit on what constitutes a pre-existing medical condition
If you're pregnant and diabetic, make sure you're covered for the amount of weeks you're pregnant at the end of your planned trip for travel
Check that hospital stays, diagnostics, and medications are all covered
Lastly, try to stay with an insurer long-term as you can establish a relationship with them
Good luck with your insurance search.
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