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Here we compare NTUC vs NATAS
NTUC INCOME'S CLASSIC
PLAN, which costs around $15
- This
covers death and permanent disability.
- The
benefits include up to $200,000 cover.
- A
unique inclusion is the 'war risk' clause that covers
kidnap-and-hostage crisis with a payout of $50 a day for up to 100 days.
- Theft,
loss and damage of personal property is also covered up to $5,000.
NATAS TRAVELJOY DELUXE
PLAN, which costs around $20
- This
covers accidental death and permanent disablement with benefits up to
$250,000 and a cash payout plus $300,000 for overseas medical
care.
- It
also covers the collapse of licensed tour operators with an allowance
up to $6,000 to cover non-refundable fees paid to agents.
- One
should note that terrorism coverage is up to $250,000
Our tips for what you should look out for
in all potential policies are:
- Read
the terms and conditions for specific medical exclusions and check
to see that your condition is not explicitly excluded
- Check
if there is a time limit on what constitutes a pre-existing
medical condition
- If
you're diabetic or have a chronic illness, make sure you're covered
- Check
that hospital stays, diagnostics, and medications are all covered
- Lastly,
try to stay with an insurer long-term as you can establish a
relationship with them
Good luck with your insurance search.
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