NTUC Insurance Deals!

Top NTUC Insurance Deals. We have researched Singaporean  insurers across the internet to come up with these tips.

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Top Income Insurance Tips

Here we compare NTUC vs NATAS

NTUC INCOME'S CLASSIC PLAN, which costs around $15

  • This covers death and permanent disability.

  • The benefits include up to $200,000 cover.

  • A unique inclusion is the 'war risk' clause that covers kidnap-and-hostage crisis with a payout of $50 a day for up to 100 days.

  • Theft, loss and damage of personal property is also covered up to $5,000.

NATAS TRAVELJOY DELUXE PLAN, which costs around $20

  • This covers accidental death and permanent disablement with benefits up to $250,000 and a cash payout plus $300,000 for overseas medical care. 
  • It also covers the collapse of licensed tour operators with an allowance up to $6,000 to cover non-refundable fees paid to agents. 
  • One should note that terrorism coverage is up to $250,000

Our tips for what you should look out for in all potential policies are:

  • Read the terms and conditions for specific medical exclusions and check to see that your condition is not explicitly excluded
  • Check if there is a time limit on what constitutes a pre-existing medical condition
  • If you're diabetic or have a chronic illness, make sure you're covered
  • Check that hospital stays, diagnostics, and medications are all covered
  • Lastly, try to stay with an insurer long-term as you can establish a relationship with them

Good luck with your insurance search.

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